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Blown budget

January 12th, 2013 at 11:36 am

Well, technically I don't have a budget. I spend whatever I want, record them all, and at the end of the month go, holy moly...did I spend that much?...no more on that category. But since I've written down some of the goals I want to accomplish, I'm more conscious of this particular expense.

Unfortunately I made the mistake of walking into a Costco this week. I have a love and hate relationship with 3 places, Whole Food, Trader Joe and Costco. Love their products, hate always walking out with $100 to $200 gone from my wallet.

I intended to pick up some eggs, shrimps and beef and ended up walking out with a $171.51 receipt, without the beef. Still need to go back for the pork loin they have on sale too.

4 Responses to “Blown budget”

  1. creditcardfree Says:

    Consistently blowing a budget doesn't work very well, does it? When you shop 'those' places, stop for a few minutes and look at your cart before you check out. Mentally remember what you came in for, and review the rest to see if they are worth the sale price, or if you need them this paycheck. Evaluating purchases is a great tool in our financial lives.

  2. PauletteGoddard Says:

    I technically don't have a budget either, but I do make a list based on what is on special and what are staples, see what is in my account that isn't already allocated to upcoming bills, and shop. I like Whole Foods, Trader Joe's and Costco too. I haven't gone to TJ's in a long while, because I normally combine it with other errands in that area, Whole Foods is pricy to me, but I do have some coupons for it, and Costco... I used to save money there. I share your trouble of coming out of Costco $100+ lighter in the pocketbook. Even with a list that happens to me.

    Unsolicited, here are some questions I try to remember to ask myself when purchasing:
    1. Do I need it?
    2. Will it reduce clutter in my life?
    3. Will it save me money somehow? (bulk purchase)
    4. Does it replace something I already have? (November 2012 I bought a vacuum cleaner on sale)
    5. Does it make a task easier? (November 2012 I bought an immersion blender)
    6. Must I buy it new?

  3. rob62521 Says:

    We quit going to Sam's Club because we often bought more things then we needed.

  4. Firstofmanysteps Says:

    They're all staples with long shelf life, which I need because I don't have a lot of time to shop. They're just Costco's size so the receipt is also larger.

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